Our 20th year providing independent advice ...

J.C. Warrick & Company, headed by David Warrick, CFP (Certified Financial Planner), is the independent financial management firm that represents you, the client, by focusing on your needs and objectives, so that you find and maintain a comfortable financial footing. We provide a unique orientation that helps you to manage the financial and tax implications of your career, business, family and personal interests.

We can help you optimize your ...

  • Investments — Is the return of your money as important as the return on your money? Are your assets working toward your goals? Do you understand why?
  • Retirement — Do you have a plan to deal with retirement? Have you tested it to see if it works? Are you retired now, and want to make sure your assets last?
  • Insurance — What risks are you willing to self-insure? What risks are more economically transferred to a third party? What will happen to your family? What will happen to your business?
  • Company Benefits — How do you implement affordable health, life, disability, and retirement plans for yourself and those you want to cover?
  • Taxes — We'll prepare your business and personal taxes and show you how to take control of your annual income tax liability.

Call us today at 610-292-0135 or contact us by email for a free, no-obligation review of your situation, and honest, straightforward ideas for financial protection, accumulation, and recovery.

Tax increases are coming ... our Free Report reveals Six Tax Reduction Secrets you can use right now to keep more of what you earn. Call 1-800-827-0618
(24 hours)! Don't wait — call now!

And be sure to ask for an invitation to our upcoming
Tax Reduction Workshop!

  

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Did you know ...

  • If you've left a job, incorrect choices in transferring your 401(k)/403(b) retirement account could cost you up to 40% in taxes and penalties. We'll help you make the right choices so you keep those assets in your retirement plan.
  • If you're afraid to open that investment statement, we can help you recover your retirement plan. We have solutions that provide market-like returns without the risk of losing money in downturns.
  • If you own a business, we can assure that you determine what happens to it: guarantee the control and value of your business during stressful situations.
  • Many annuity owners are losing up to half of their annuity value to taxes, and most are not even aware of the problem. We'll show you how to avoid those big mistakes.
  • Lump sum payouts from inheritances, gifts, or settlements, can affect income tax liability, eligibility for student financial aid, and access to social services. We'll minimize the impact so you can provide income for yourself, lifetime medical care for a child, or other family needs.
  • Often people who retire with pensions, IRAs, and other investments wind up paying tax on 85% of their Social Security benefits. We'll show you strategies that can increase spendable income, decrease federal income tax liability, and keep those benefits tax-free.

Call us today at 610-292-0135 or contact us by email for a free no-obligation consultation.

 

 

 
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Disability Income Insurance

How much Disability Income Insurance do you need?

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Newsletters

Small Companies Face Costly Cybersecurity Threats

For many small businesses, the Internet is an important tool, but cybersecuity risks are growing. 40% of all targeted Internet attacks are now directed toward companies with fewer than 500 employees, and just over half of small businesses have a basic cybersecurity plan. This article provides tips to the small business owner about how to shore up their online defenses.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Understanding the Appeal of Share Buybacks

The amount of money devoted to corporate stock buybacks surged throughout 2010 and 2011 as large companies sought ways to spend their cash stockpiles and reward shareholders. This article looks at how corporate buybacks work, why they have become more common in the current economic climate, and what they typically mean for investors.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

More Newsletters →